HR 4478 119th Congress

TRUST Act of 2025

Latest Action

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Congress.gov

Sponsors

Rep. Moore, Tim [R-NC-14]

Rep. Moore, Tim [R-NC-14]

R — NC

Summary

Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025 This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.

Actions

2026-05-13T00:00:00

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

2026-05-12T00:00:00

Motion to reconsider laid on the table Agreed to without objection.

2026-05-12T00:00:00

On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)

2026-05-12T00:00:00

Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358)

2026-05-12T00:00:00

DEBATE - The House proceeded with forty minutes of debate on H.R. 4478.

2026-05-12T00:00:00

Considered under suspension of the rules. (consideration: CR H3357-3359)

2026-05-12T00:00:00

Mr. Hill (AR) moved to suspend the rules and pass the bill.

2025-09-08T00:00:00

Placed on the Union Calendar, Calendar No. 209.

2025-09-08T00:00:00

Reported by the Committee on Financial Services. H. Rept. 119-252.

2025-09-08T00:00:00

Reported by the Committee on Financial Services. H. Rept. 119-252.

2025-07-23T00:00:00

Ordered to be Reported by the Yeas and Nays: 48 - 0.

2025-07-23T00:00:00

Committee Consideration and Mark-up Session Held

2025-07-22T00:00:00

Committee Consideration and Mark-up Session Held

2025-07-17T00:00:00

Referred to the House Committee on Financial Services.

2025-07-17T00:00:00

Introduced in House

2025-07-17T00:00:00

Introduced in House

Policy Areas

Finance and Financial Sector

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