S 978 119th Congress
HELPER Act of 2025
Latest Action
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
![Sen. Moody, Ashley [R-FL]](https://bioguide.congress.gov/bioguide/photo/M/M001244.jpg)
Summary
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025
This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
Actions
2025-03-12T00:00:00
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
2025-03-12T00:00:00
Introduced in Senate
Policy Areas
Finance and Financial Sector
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